Although the complex, enterprise-wide stress testing required of large financial institutions is not mandatory for credit unions, regulators expect simplified approaches to credit stress testing in certain scenarios. Learn how smaller institutions can benefit significantly from a practical approach to credit portfolio stress testing, especially for the capital planning process and as a way to assess credit risk in the aggregate. This webinar will provide a practical approach to stress testing to enhance risk management and capital planning, while satisfying regulatory expectations.
- Situations where credit stress testing can add significant value
- Methods of practical and efficient credit stress testing for smaller institutions
- How the scenarios used in a stress test can be determined and supported
- Principles for effectively documenting stress testing
- Using credit stress testing to improve your institution’s risk management and capital planning process
- TAKE-AWAY TOOLKIT
- Ways to effectively document credit stress testing
- Employee training log
- Quiz you can administer to measure staff learning and a separate answer key
WHO SHOULD ATTEND?
This informative session will provide insight to presidents, CEOs, chief credit officers, senior lenders, credit administrators, chief risk officers, CFOs, and staff involved in managing or measuring credit risk.
SPEAKER: Tommy Troyer, Young & Associates, Inc.
Tommy Troyer is the Executive Vice President of Young & Associates, Inc. and manages the company’s lending division. In addition to presenting webinars and seminars, he contributes to capital planning, strategic planning, and other management consulting services. He also focuses on topics related to credit risk management, and assists clients with loan reviews, ALLL reviews, credit process reviews, and other lending-related services.
Tommy joined Young & Associates, Inc. from the Bank Supervision Group at the Federal Reserve Bank of New York, where he focused on credit risk management practices at supervised institutions. His work focused on the ALLL, stress testing, and risk monitoring and reporting practices. Prior to his time in bank supervision, Tommy worked in the Federal Reserve Bank of New York’s Research Group. Tommy holds a Bachelor’s in Economics from Wittenberg University.