Events Calendar

2019 Collections & Bankruptcy Conference
From Tuesday, May 21, 2019 -  09:00am
To Wednesday, May 22, 2019 - 04:00pm

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The New York Credit Union Association’s two-day Collections & Bankruptcy Conference is designed to teach attendees how to tackle some of the most difficult member-issues affecting credit unions.

During the first day of the conference, session topics will focus on collections issues. On day two, attendees will dive into credit union-specific bankruptcy topics.

Whether you want to build your knowledge about bankruptcy, collections or both, this is the conference for you!

 Day 1 Collections:

  • Creation, attachment, perfection and enforcement of security interests in non-real-estate-secure loans, including applicable UCC provisions
  • Application and enforcement of statutory and contractual liens on share deposits, including joint accounts, POD accounts and accounts containing directly-deposited government benefits.
  • No-privileges of services policy enforcement & exceptions 
  • How to accept voluntary payoffs from family members without violating privacy restrictions
  • Cross-collateralization
  • SMCRA
  • MLA
  • Redaction issues
  • Member business lending consideration.

 

 Day 2 Bankruptcy:

  • §362 stay issues
  • “Freeze”  vs “seize”  restrictions & requirements
  • Post-petition repo & resale issue
  • Pre-petition repo and  return issues
  • The Reaffirmation process & how to save “signature loans” and credit card debt from discharge
  • How to spot and fight bankruptcy fraud
  • Claims filing process 
  • Plan objections & deadlines
  • How to use cross-collateralization & frozen deposits in Ch. 13
  • How to spot & fight fraud in Ch. 13
  • Mortgage claims, post-petition expenses & ARM payment change notices


Thank you to our sponsor:

TCAR

 

Location:
New York Credit Union Association
1021 Watervliet-Shaker Road
Albany, NY  12205
*Please be sure to input the zip code when utilizing GPS*

Suggested Hotels:

Educational Investment:

  • Member Credit Unions
    • Full Conference: $449
    • Daily Registration: $225
  • Non-Affiliate Credit Unions
    • Full Conference: $549

Registration Deadline: May 3, 2019

About the Presenter:

DrakeFranklin Drake, Partner, Smith Debnam Narron Drake Saintsing & Myers

Franklin Drake has been a partner in the Raleigh, North Carolina law firm of Smith Debnam Narron Drake Saintsing & Myers since 1994, following a sixteen year practice specializing in creditor's rights, bankruptcy, and repossession law in Louisville, Kentucky.There, he was Senior Vice-President of William Mapother's law firm.  Mr. Drake graduated from the University of North Carolina in 1975 with a B.A. with  honors and with his law degree in 1978. He has practiced in North Carolina, Kentucky, West  Virginia and the federal courts of southern Indiana.

For the last 30 years, he has lectured regularly at practical training courses, bankruptcy and regulatory compliance programs and webinars. Sponsors include NASCUS, CUNA, NAFCU, ACUIA, AACUL, NCUMA, state regulators and more than two dozen state credit union leagues across the US. His articles on the practical application of laws and regulations to credit union procedures have appeared in state bar magazines, nationally distributed newsletters and on the Internet. For the past 31 years, Frank has advised and represented most of the major secured and unsecured financers on secured lending, bankruptcy and regulatory compliance matters. He especially enjoys guiding his clients around compliance pitfalls and how NOT to get sued.

Cancellation Policy:

A refund of the amount paid, less an $90 administrative fee per registrant, will be given for all cancellations submitted via email to events.training@nycua.org ten or more business days prior to the start of the session. No refunds will be granted if the cancellation is received after that time frame. Substitutes will be accepted any time prior to the start of the program at no additional cost. Simply email an updated registration form, listing the new participant and who they will be replacing.