Events Calendar

Webinar: Fair Lending Comparative File Review That Meets Regulator Expectations
Tuesday, June 16, 2020, 03:00pm - 04:30pm

Discrimination, disparate treatment, and disparate impact: three things you never want to see in an examiner’s findings. Do you understand how inadvertent discrimination can manifest? Has it unknowingly happened? Comparative file review can yield some answers.

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

  • Understand how inadvertent discrimination can occur (disparate treatment and disparate impact)
  • Conduct a comparative file review that will pass muster with examiners
  • Self-identify problematic lending policies and processes that could be construed as a fair lending or redlining issue
  • Ensure your fair lending related policies are strong
  • Be confident about your next fair lending exam

WEBINAR DETAILS

Although overt cases of lending discrimination are infrequent, disparate treatment or disparate impact can occur inadvertently. Examiners expect financial institutions to conduct comparative file reviews to identify potential fair lending issues – which you want to find well before an examiner does!

Awareness, monitoring, and periodic comparative file review can lessen the likelihood of adverse issues arising. This informative webinar will walk through the steps of a comparative file review and provide worksheets and a sample report format to make it easier.

WHO SHOULD ATTEND?

This informative session is directed to compliance officers, loan officers (commercial and consumer), lending support staff, and auditors. Board members and management will also benefit from this timely session, because they are ultimately responsible for your fair lending standards.

TAKE-AWAY TOOLKIT

  • Fair lending self-assessment questionnaire
  • Excel spreadsheet for data capture (automatically generates trend analysis)
  • HMDA data collection worksheet with all the required data fields
  • Report boilerplate to summarize your analysis (for board reporting)
  • Employee training log
  • Interactive quiz

SPEAKER:  Ann Brode-Harner, Brode Consulting Services, Inc.

Ann Brode-Harner began her career in 1973 and has continued her service as a consultant to regional and community financial institutions through a wide range of areas including strategic planning, lending, deposits, marketing, training, compliance, and management. Ann is a well-respected presenter and has spoken to audiences across the country for over 30 years. She has presented sessions for numerous state associations and has taught at the School of Banking Administration at the University of Wisconsin as well as many other state banking schools. Ann is the author of The Bank Deposit Documentation Manual for Front-Line Personnel published by Bankers Publishing Company, and is well represented in numerous industry publications.