Events Calendar

Webinar: Mastering Escrow: Analysis, Rules, Forms & Compliance
Tuesday, September 29, 2020, 03:00pm - 04:30pm

Escrow can be tricky. Numerous regulations apply, multiple disclosures are mandated, and thus various statements must be sent. Now there are new forbearance guidelines due to COVID-19. Stop your head from spinning with this down-to-earth, enlightening escrow program.


  • Understand when and how escrow applies under RESPA, TILA, and flood rules
  • Correctly calculate and disclose escrow, including initial statements, TRID, annual statements, and more
  • Properly handle the new forbearance guidelines under the COVID-19 requirements
  • Review your procedures for shortages, surpluses, or deficiencies
  • Determine when an Escrow Closing Notice is required


With so many escrow disclosure requirements, it’s easy for human error to sneak in – and then for penalties to add up after a difficult exam. This session will provide tools to test your procedures to ensure all the requirements are nailed down. It will review the entire escrow compliance process, reveal common mistakes, and identify examiner citations that highlight “hot spots.” Checklists will be provided to ensure you satisfy the escrow requirements and that your disclosures and statements are complete, compliant, and correct.


This informative session is designed for compliance officers, lending personnel, and auditors.


  • Manual written in procedural language as a template for developing your own escrow procedures
  • Audit procedures for escrow requirements
  • Sample checklists to test disclosure content
  • Employee training log
  • Interactive quiz

SPEAKER:  Ann Brode-Harner, Brode Consulting Services, Inc.

Ann Brode-Harner began her career in 1973 and has continued her service as a consultant to regional and community financial institutions through a wide range of areas including strategic planning, lending, deposits, marketing, training, compliance, and management. Ann is a well-respected presenter and has spoken to audiences across the country for over 30 years. She has presented sessions for numerous state associations and has taught at the School of Banking Administration at the University of Wisconsin as well as many other state banking schools. Ann is the author of The Bank Deposit Documentation Manual for Front-Line Personnel published by Bankers Publishing Company, and is well represented in numerous industry publications.