Events Calendar

Webinar: Annual Loan Review: Consumer, Commercial & Residential
Thursday, December 03, 2020, 03:00pm - 04:30pm

Do you know the purpose and objective of loan review? Does your process meet regulatory expectations? Do the board and senior management have the information needed to manage credit risk? Discover more about the loan review process and receive sample loan review policy.


  • Appreciate the purpose and objective of loan review, which guides the entire process
  • Develop a “loan review plan” that includes pulling samples and develop loan review request memos
  • Properly implement your loan grading system
  • Compare the provided loan review sample report outline (which complies with regulatory guidelines) to what you are using
  • Understand the assessment factors for credit risk, loan-to-cost ratios, and nonaccrual status issues


What are examiners expecting in your loan review process? They expect a strong method for determining the overall level and direction of credit risk in your portfolio on an ongoing basis. And regardless of whether loan review is conducted in-house or outsourced, the bottom line is identical. This session will explore the loan review steps that will meet examiners’ expectations and provide management and the board with the information needed to ensure credit risk is understood and well-managed.


This informative session is designed for loan review officers, senior lending officers, loan officers, and board members.


  • Sample loan review policy
  • Sample loan review line sheet (Excel worksheet)
  • Three case studies (one each for a consumer, real estate, and commercial loan)
  • Employee training log
  • Interactive quiz

SPEAKER:  Ann Brode-Harner, Brode Consulting Services, Inc.

Ann Brode-Harner began her career in 1973 and has continued her service as a consultant to regional and community financial institutions through a wide range of areas including strategic planning, lending, deposits, marketing, training, compliance, and management. Ann is a well-respected presenter and has spoken to audiences across the country for over 30 years. She has presented sessions for numerous state associations and has taught at the School of Banking Administration at the University of Wisconsin as well as many other state banking schools. Ann is the author of The Bank Deposit Documentation Manual for Front-Line Personnel published by Bankers Publishing Company, and is well represented in numerous industry publications.