Events Calendar

Webinar: Lending to Tenants-in-Common Projects
Tuesday, February 22, 2022, 03:00pm - 04:30pm

When is tenancy in common preferrable to other types of ownership structures? Are there special documentation rules? Is tenancy in common more risky to your institution? What happens in the event of foreclosure? Attend this informative session to learn about this growing ownership structure.


  • Explain tenancy-in-common ownership and how it differs from other types of ownership
  • Understand how to determine if the property is held as tenants in common
  • Use the proper loan documentation to protect your institution if the property is held as tenants in common
  • Distinguish between fractional and group loans, and which is the best in a given situation
  • Explain the unique default and foreclosure problems associated with tenancy in common


Tenancy-in-common ownership is becoming more popular for both residential and commercial real estate property. Lending to tenants in common requires knowledge of the unique aspects of this type of ownership and how to handle them in the loan documents. It is a trap for the unwary. This webinar will explain all aspects of tenancy-in-common ownership from the lender’s perspective. Learn the special provisions that must be included in your loan documents and the other specific steps that must be taken to protect your institution.


This informative session is designed for personnel involved in real property loans, including loan officers, loan operations staff, compliance staff, attorneys, auditors, and managers.


  • Loan closing checklist for tenants-in-common projects
  • PDF copy of the slides
  • Employee training log
  • Interactive quiz

SPEAKER:  Elizabeth Fast, Spencer Fane LLP

Elizabeth Fast is a partner with Spencer Fane Britt & Browne LLP where she specializes in the representation of financial institutions. Elizabeth is the head of the firm’s training division. She received her law degree from the University of Kansas and her undergraduate degree from Pittsburg State University. In addition, she has a Master of Business Administration degree and she is a Certified Public Accountant. Before joining Spencer Fane, she was General Counsel, Senior Vice President, and Corporate Secretary of a $9 billion bank with more than 130 branches, where she managed all legal, regulatory, and compliance functions.