The New York Credit Union Association has drafted comment letters on legislation that affects how our members do business. Read the letters below to find out more about our position.

pdf Payday Loans (299 KB) (7/31/18)
pdf Proposed 1st Amendment of Regulation 187 (11 NYCRR 244) (507 KB) (2/26/18)
pdf NCUA proposal to close Stabilization Fund (226 KB) (9/5/17)
pdf NCUA proposed improvements to appeals process (1.20 MB) (8/7/17)
pdf Briggert-Waters Flood Insurance (249 KB) (1/6/17)
pdf DFS Proposal on Zombie Properties (439 KB) (11/28/16)
pdf NYCUA-CUNA Cybersecurity Proposal (446 KB) (11/16/16)
pdf Wildcard letter to the DFS (362 KB) (10/27/16)
pdf CFPB payday loan proposal (311 KB) (10/5/16)
pdf NCUA proposal on extended exam cycle (255 KB) (8/4/16)
pdf Proposed Rulemaking for Parts 701 and 721, FCU Occupancy, Planning, and Disposal of Acquired and Abandoned Premises; Incidental Powers (380 KB) (6/24/16)
pdf FASB proposed CECL standard (364 KB) (3/21/16)
pdf Notice of Proposed Rulemaking Regarding Associational Common Bond (417 KB) (2/8/16)
pdf Joint Letter to State AG on Chip and Pin Proposal (270 KB)  (10/28/15)
Department of Labor's proposal to raise exempt employee salary threshold (9/3/15)
NCUA's proposed MBL amendments (8/27/15)
pdf NCUA's implementation on the Credit Union Share Insurance Fund Parity Act (265 KB)  (7/15/15)
pdf CFPB on Integrated Mortgage (279 KB)  (7/1/15)
pdf NCUA's small credit union definition (255 KB)  (5/5/15)
NCUA's Revised Risk-Based Capital Proposal (4/27/15)
pdf CFPB's Proposed Mortgage (841 KB)  (3/19/15)
pdf FHLB Membership Amendments (338 KB)  (1/12/15) pdf
Chartering and Field of Membership Manual (278 KB)  (6/30/14) 
pdf NCUA's Risk‐Based Capital Proposal (184 KB)  (5/28/14)
pdf Shared Appreciation Loan Modifications Proposal (133 KB)  (1/31/14) 
pdf In-Home Credit Union Proposal (62 KB)  (1/23/14) 
pdf Flood Insurance Proposal (267 KB)  (12/06/13)
pdf Interagency QRM Proposal (182 KB)  (10/30/13) 
pdf HUD QM Proposal (167 KB)  (10/29/13) 
pdf Derivatives Proposal (132 KB)  (7/29/13)
pdf Fixed Assets Proposal (97 KB)  (5/16/13)
pdf Qualified Mortgage Amendments (188 KB)  (2/25/13) 
pdf Remittance Transfer Requirements  (60 KB) (1/30/13) 
pdf Ability to Pay (41 KB)  (1/7/13) 
pdf Investment in Treasury Investment Protected Securities (83 KB)  (TIPS) (11/26/12) 
pdf Payday Alternative Loans (88 KB)  (PALs) (11/26/12)
pdf (53 KB) pdf CFPB Streamlining Regs Comment Letter (207 KB)  (3/5/12)
pdf TDR Proposal Comment Letter (178 KB)  (3/2/12)
pdf RegFlex Program Comment Letter (44 KB)  (2/27/12)
pdf Loan Participation Comment Letter  (55 KB) (2/16/12) 
pdf Emergency Liquidity Comment Letter (53 KB)  (2/16/12)