The New York Credit Union Association has drafted comment letters on legislation and regulations that affect how our members do business. Read the letters below to find out more about our position.
2022
default Comments to NCUA on Federal Credit Union Bylaws (127 KB) (12/2/222)
pdf Interest Rate Risk Evaluation and the continued use of the Net Economic Value Test (244 KB) (9/12/22)
pdf Letter to Leader Schumer regarding Community Development Financial Institutions (CDFIs) (148 KB) (5/2/22)
pdf Request for Information Regarding “Vacation Policy as an Internal Control Safeguard” (173 KB) (3/8/22)
2021
pdf
Capital Adequacy: The Complex Credit Union Leverage Ratio; Risk-Based Capital
(175 KB)
(10/15/21)
pdf
Letter to Lt. Gov. Kathy Hochul - Vaccine Eligibility for CU Employees
(155 KB)
(3/15/21)
pdf
Field of Membership—Shared Facility Requirements
(357 KB)
(2/10/21)
2020
pdf
Opposition to New GSE Adverse Market Refinance Fees
(283 KB)
(8/25/20)
pdf
NYCUA Letter in Support of Combination Transactions
(296 KB)
(8/13/20)
2019
pdf
Response to Proposed Rulemaking, Chartering and Field of Membership
(585 KB)
(12/9/19)
pdf
Letter to Sen. Schumer - NCUA taxi regulations review
(243 KB)
(5/30/19)
pdf
Proposed Bylaw Amendments
(245 KB)
(1/14/19)
2018
pdf
Payday Loans
(299 KB)
(7/31/18)
pdf
Proposed 1st Amendment of Regulation 187 (11 NYCRR 244)
(507 KB)
(2/26/18)
2017
pdf
NCUA proposal to close Stabilization Fund
(226 KB)
(9/5/17)
pdf
NCUA proposed improvements to appeals process
(1.20 MB)
(8/7/17)
pdf
Briggert-Waters Flood Insurance
(249 KB)
(1/6/17)
2016
pdf
DFS Proposal on Zombie Properties
(439 KB)
(11/28/16)
pdf
NYCUA-CUNA Cybersecurity Proposal
(446 KB)
(11/16/16)
pdf
Wildcard letter to the DFS
(362 KB)
(10/27/16)
pdf
CFPB payday loan proposal
(311 KB)
(10/5/16)
pdf
NCUA proposal on extended exam cycle
(255 KB)
(8/4/16)
pdf
Proposed Rulemaking for Parts 701 and 721, FCU Occupancy, Planning, and Disposal of Acquired and Abandoned Premises; Incidental Powers
(380 KB)
(6/24/16)
pdf
FASB proposed CECL standard
(364 KB)
(3/21/16)
pdf
Notice of Proposed Rulemaking Regarding Associational Common Bond
(417 KB)
(2/8/16)
2015
pdf
Joint Letter to State AG on Chip and Pin Proposal
(270 KB)
(10/28/15)
Department of Labor's proposal to raise exempt employee salary threshold (9/3/15)
NCUA's proposed MBL amendments (8/27/15)
pdf
NCUA's implementation on the Credit Union Share Insurance Fund Parity Act
(265 KB)
(7/15/15)
pdf
CFPB on Integrated Mortgage
(279 KB)
(7/1/15)
pdf
NCUA's small credit union definition
(255 KB)
(5/5/15)
NCUA's Revised Risk-Based Capital Proposal (4/27/15)
pdf
CFPB's Proposed Mortgage
(841 KB)
(3/19/15)
pdf
FHLB Membership Amendments
(338 KB)
(1/12/15)
2014
pdf
Chartering and Field of Membership Manual
(278 KB)
(6/30/14)
pdf
NCUA's Risk‐Based Capital Proposal
(184 KB)
(5/28/14)
pdf
Shared Appreciation Loan Modifications Proposal
(133 KB)
(1/31/14)
pdf
In-Home Credit Union Proposal
(62 KB)
(1/23/14)
2013
pdf
Flood Insurance Proposal
(267 KB)
(12/06/13)
pdf
Interagency QRM Proposal
(182 KB)
(10/30/13)
pdf
HUD QM Proposal
(167 KB)
(10/29/13)
pdf
Derivatives Proposal
(132 KB)
(7/29/13)
pdf
Fixed Assets Proposal
(97 KB)
(5/16/13)
pdf
Qualified Mortgage Amendments
(188 KB)
(2/25/13)
pdf
Remittance Transfer Requirements
(60 KB)
(1/30/13)
pdf
Ability to Pay
(41 KB)
(1/7/13)
2012
pdf
Investment in Treasury Investment Protected Securities
(83 KB)
(TIPS) (11/26/12)
pdf
Payday Alternative Loans
(88 KB)
(PALs) (11/26/12)
pdf
CFPB Streamlining Regs Comment Letter
(207 KB)
(3/5/12)
pdf
TDR Proposal Comment Letter
(178 KB)
(3/2/12)
pdf
RegFlex Program Comment Letter
(44 KB)
(2/27/12)
pdf
Loan Participation Comment Letter
(55 KB)
(2/16/12)
pdf
Emergency Liquidity Comment Letter
(53 KB)
(2/16/12)
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