Webinar: Advanced Commercial Loan Documentation
March 14, 2024 3:00 pm - 4:30 pm
Commercial loans are challenging, risky, and regulation-laden.
Add extra examiner scrutiny and you can’t afford to make mistakes – especially when it comes to documentation. This webinar will provide an opportunity to delve deeply into documentation compliance, including disclosures, collateral security requirements, title policies, and more. Can you afford to miss it?
AFTER THIS WEBINAR YOU’LL BE ABLE TO:
- Identify parties to the loan - ensure you know who owns, guarantees, and is authorized or required to sign which documents
- Understand loan agreement covenants, including when you should consider more than boilerplate covenants
- Perfect security interests under UCC Article 9 and other rules
- Review title insurance policies, including endorsements and exceptions
- Document commercial construction loans and know how to disclose builder’s risk insurance
- Understand compliance requirements and commercial lending hot spots
WEBINAR DETAILS
Each commercial loan is unique. These loans carry the most risk, have the most technical requirements, and therefore receive the most examiner scrutiny. This session will dive deep into a commercial loan file to address the documentation to support regulatory compliance. It will review the disclosures, the collateral security documents, the title policy elements, and features of the note that should be in place to safeguard your institution. In addition, it will cover best practices for underwriting and how to avoid the hazards.
WHO SHOULD ATTEND?
This informative session is designed for commercial lenders, loan operations staff, loan review staff, and auditors.
TAKE-AWAY TOOLKIT
- Commercial loan documentation checklist
- Commercial real estate documentation checklist
- Employee training log
- Interactive quiz
- PDF of slides and speaker’s contact info for follow-up questions
- Attendance certificate provided to self-report CE credits
Speaker: Dawn Kincaid, Brode Consulting Services, Inc.
Dawn Kincaid began her banking career while attending The Ohio State University. She has over 20 years’ experience in client service, operations, information technology, administrative and board relations, marketing, and compliance. Most recently Dawn served as the Senior Vice President of Operations for a central-Ohio-based community bank, where she created and refined policies and procedures, conducted self-audits and risk assessments, and organized the implementation of new products and services.
Dawn has served in the roles of Compliance, BSA/AML, CRA, Privacy, and Security Officer. She has led training initiatives, prepared due diligence information, completed a variety of regulatory applications, coordinated internal and external audits and exams, and presented for numerous state associations.