Webinar: Credit Analysis & Lending Series: Collateral Analysis: Evaluation, Weaknesses & Monitoring Values
November 13, 2025 3:00 pm - 4:30 pm
Is collateral a safety net or a crutch in your credit decisions?
From receivables and inventory to securities and real estate, this in-depth webinar will explain how to accurately evaluate collateral, identify weaknesses, monitor values, and balance it all with the borrower’s circumstances. Expert insight and real-world examples will add to the vibrance of this engaging session.
AFTER THIS WEBINAR YOU’LL BE ABLE TO:
- Analyze collateral types using practical examples
- Uncover common weaknesses and red flags that can turn “good collateral” into a false sense of security
- Balance collateral reliance with borrower performance and capital strength
- Utilize tools and insights gained to strengthen lending decisions, reduce loss exposure, and meet regulatory expectations
WEBINAR DETAILS
Collateral is often viewed as the safety net for loans, but relying too heavily on it can lead to critical missteps. This session will delve into effective strategies for collateral analysis to help you evaluate collateral coverage beyond surface-level appraisals. Learn how to analyze different types of collateral — such as marketable securities, receivables, inventory, and real estate — and understand when collateral analysis should play a key role in your risk management approach. The program will focus on how to balance collateral evaluation with the borrower’s cash flow and capital strength, ensuring you use collateral as a backup rather than a primary means of repayment. With real-world examples and insights, you’ll be equipped to make informed decisions and avoid reliance on collateral as a crutch for poorly performing loans.
WHO SHOULD ATTEND?
This informative session is designed for commercial lenders, credit analysts, credit department managers, senior loan officers, senior credit officers, loan review personnel, branch managers serving commercial borrowers, chief risk officers, and auditors.
TAKE-AWAY TOOLKIT
- Collateral analysis worksheet
- Collateral monitoring guide
- Employee training log
- Interactive quiz
- PDF of slides and speaker’s contact info for follow-up questions
- Attendance certificate provided to self-report CE credits
Speaker: Robert L. Viering, RiverPointUSA LLC
Bob Viering brings over 35 years of banking experience to RiverPointUSA, where he concentrates on management and board planning activities, such as strategic, capital, and succession planning, de novo bank formation, assisting with managing regulatory agreements, loan review, and credit process assessment. He has served as a bank director and was an independent member of a bank’s audit committee.
Prior to becoming a consultant, Bob was a de novo bank organizer responsible for all regulatory filings, planning, recruiting, and also serving as CEO. He has been an advisor for other de novo bank formations. Earlier in his career, Bob held various management positions with large and regional banks, including market president and regional credit officer. In addition, he has managed deposit and loan operations groups and was a lender to local, regional, and international businesses. He has also served as a board member of state and national trade associations.