Webinar: Escrow Excellence: From Loan Estimate to Annual Analysis
August 14, 2025 3:00 pm - 4:30 pm
Dive into escrow compliance with this session that will contain the checklists and tools needed to ensure your institution has mastered the regulatory requirements.
Multiple regulations are involved, as well as various disclosures, calculations, statements, and examiner hot spots. Join us to gain the information needed to nail down the numerous requirements for escrow account compliance.
AFTER THIS WEBINAR YOU’LL BE ABLE TO:
- Generate a precise initial escrow account statement
- Properly disclose escrow items using TRID rules
- Differentiate between single-item and aggregate analysis
- Resolve shortages, surpluses, or deficiencies resulting from escrow analysis
- Conduct system testing for escrow account analysis accuracy
- Identify escrow requirements under RESPA, TILA, and the Flood Disaster Protection Act
- Review escrow statements for necessary content
- Test for examiner-identified escrow accounting issues
- Educate construction loan borrowers on escrow “payment shock”
WEBINAR DETAILS
Escrow and impound accounts are designed to help homeowners manage property-related expenses in conjunction with their mortgage loan. Lenders must be knowledgeable on escrow establishment, analysis, and account maintenance.
The escrow discussion includes properly disclosing taxes, insurance, etc. on the required TRID documents; generating the initial escrow account statement; and numerous components of account management post-origination. This webinar will explain the escrow analysis process, including how to resolve shortages, surpluses, and deficiencies. It will also review examiner-identified escrow rule violations to ensure you can avoid these weaknesses in your program.
WHO SHOULD ATTEND?
This informative session is designed for compliance officers, auditors, and lending personnel who disclose, calculate, and analyze escrow information for mortgage loans.
TAKE-AWAY TOOLKIT
- Escrow calculation examples
- Sample checklists to test disclosure content
- Escrow reference listing
- Employee training log
- Interactive quiz
- PDF of slides and speaker’s contact info for follow-up questions
- Attendance certificate provided to self-report CE credits
Speaker: Molly Stull, Brode Consulting Services, Inc.
Molly Stull began her career as a teller while working on her undergraduate degree and has continued working in the financial industry ever since. She has experienced the growth of a hometown bank, branch mergers, charter changes, name changes, etc. Molly has activated business resumption plans, performed secondary market quality control reviews, processed wires, filed SARs, and coordinated reviews with external auditors and examiners. Her favorite role has always been educating staff and strongly believes that if staff understands the reason for a process they will be more compelled to follow the procedures. Molly holds a bachelor’s from the University of Akron and an MBA from Ashland University.