Webinar: Regulatory Update for the Credit Analyst
January 9, 2025 3:00 pm - 4:30 pm
It’s not just about the numbers.
Credit analysts have to comply with a raft of regulations – and sometimes contend with regulators. The best way to succeed is to be up to speed on the regulations and regulators’ expectations. With over 35 years of credit management experience through a wide variety of economic ups and downs, the speaker’s insights and recommendations will be based on real world, practical solutions.
AFTER THIS WEBINAR YOU’LL BE ABLE TO:
- Understand the economic expectations and emerging areas of concern for 2025 and how they may affect your loan portfolio
- Identify the 2025 regulatory priorities
- Explain regulatory expectations for successful credit underwriting and management
- Handle considerations for adjusting your underwriting and credit management in 2025
- Be better prepared for your next regulatory exam
- Successfully communicate with regulators – even if you disagree
WEBINAR DETAILS
In this highly scrutinized industry, it is critical to understand the regulatory agencies’ expectations, which are often influenced by economic factors. Although interest rates have come down recently, refinance risk is still an important issue for many organizations. There will continue to be very close scrutiny of CRE loans, especially for organizations with CRE concentrations. Agricultural lending is likely to be an area of growing concern with ag economists believing the ag economy is in, or near, a recession. There has been some growing delinquency in automobile loans. With these existing and emerging challenges, it is more important than ever to be in sync with regulators. Irrespective of the economy, understanding regulators’ general expectations contributes to effective credit underwriting and management.
So, what are regulators’ expectations for 2025? What are they most concerned about regarding effective credit management? Get expert insight on how to practically meet their expectations and effectively communicate with them, including how to constructively discuss criticisms or disagreements. (Note: This webinar will be focused on credit risk and credit management and not on compliance.)
WHO SHOULD ATTEND?
This informative session is appropriate for senior credit officers, loan officers, credit analysts, and anyone seeking information on economic and regulatory expectations in 2025.
TAKE-AWAY TOOLKIT
- List of resources for staying abreast of regulators’ expectations
- Employee training log
- Interactive quiz
- PDF of slides and speaker’s contact info for follow-up questions
- Attendance certificate provided to self-report CE credits
Speaker: Robert L. Viering, RiverPointUSA, LLC
Bob Viering brings over 35 years of banking experience to RiverPointUSA, where he concentrates on management and board planning activities, such as strategic, capital, and succession planning, de novo bank formation, assisting with managing regulatory agreements, loan review, and credit process assessment. He has served as a bank director and was an independent member of a bank’s audit committee.
Prior to becoming a consultant, Bob was a de novo bank organizer responsible for all regulatory filings, planning, recruiting, and also serving as CEO. He has been an advisor for other de novo bank formations. Earlier in his career, Bob held various management positions with large and regional banks, including market president and regional credit officer. In addition, he has managed deposit and loan operations groups and was a lender to local, regional, and international businesses. He has also served as a board member of state and national trade associations.