Webinar: The Top 12 Credit Risks in Agricultural Lending
January 3, 2024 3:00 pm - 4:30 pm
Although ag lending has its share of challenges, this recent relatively good stretch is a great time to review risks and credit practices – before anything goes south.
This timely topic will plow through the top 10 credit risks and allow you to provide seed questions in advance. Join us to learn more about how to harvest the opportunities of ag lending.
AFTER THIS WEBINAR YOU’LL BE ABLE TO:
- Understand the national and global drivers of the ag economy in 2024
- Identify the top 10 credit risks in agricultural lending
- Define the management skills necessary to succeed in managing an agricultural enterprise
- Explore the importance of stress testing your agricultural borrowers and agricultural portfolio
- Calculate basic cash-to-accrual adjustments
- Assist borrowers in completing thorough, accurate financial statements
- Estimate realistic family living expenses
WEBINAR DETAILS
The past few years have been relatively good years for agriculture. Yields have been good; strong prices and higher income have allowed agricultural producers to reduce debt. Although good times do not last forever, they are the best opportunity to review and strengthen credit practices so there are no surprises when the next downturn occurs.
This webinar will explore the expectations for the agricultural economy nationally and globally. It will address the top 10 credit risks and practices, including cash versus accrual accounting, accurate financial statements, creating realistic cash flow projections, stress testing, assessing management skills, and more. Whether you are looking for a refresher or are new to ag lending, this program will be a great way to kick off the 2024 renewal season.
WHO SHOULD ATTEND?
This informative session is for all senior lending officers, loan officers, and credit analysts that are involved in agricultural lending or are interested in expanding into agricultural lending.
TAKE-AWAY TOOLKIT
- Cash-to-accrual Excel worksheet
- Stress test Excel worksheet
- Family living analysis
- Ag resources
- Employee training log
- Interactive quiz
- PDF of slides and speaker’s contact info for follow-up questions
- Attendance certificate provided to self-report CE credits
Speaker: Robert L. Viering, RiverPointUSA LLC
Bob Viering brings over 35 years of banking experience to RiverPointUSA, where he concentrates on management and board planning activities, such as strategic, capital, and succession planning, de novo bank formation, assisting with managing regulatory agreements, loan review, and credit process assessment. He has served as a bank director and was an independent member of a bank’s audit committee.
Prior to becoming a consultant, Bob was a de novo bank organizer responsible for all regulatory filings, planning, recruiting, and also serving as CEO. He has been an advisor for other de novo bank formations. Earlier in his career, Bob held various management positions with large and regional banks, including market president and regional credit officer. In addition, he has managed deposit and loan operations groups and was a lender to local, regional, and international businesses. He has also served as a board member of state and national trade associations.