Webinar:ACH WSUDs vs. Stop Payments: Clarifying the Confusion
June 25, 2025 3:00 pm - 4:30 pm
Can you specify the differences between stop payments and Written Statements of Unauthorized Debit (WSUDs)?
Which option is most effective in which circumstances? Should you be reactive or proactive? If these two issues are conflated in your mind, join this webinar to find clarity!
AFTER THIS WEBINAR YOU’LL BE ABLE TO:
- Compare and contrast the uses for stop payments and WSUDs
- Outline the authorization requirements for ACH and appropriate revocation
- Understand the rules and regulations surrounding stop payments
- Discover when various return reason codes can be used
- Recognize the compliance issues that will be on the auditors’ radar
WEBINAR DETAILS
This session will offer a comprehensive comparison between stop payments and Written Statements of Unauthorized Debit, focusing on their distinct processes, use cases, and implications for financial institutions and consumers. Participants will gain practical insights into when and how to use each option effectively. It’s important to understand when to take a proactive rather than a reactive approach when it comes to exception handling.
WHO SHOULD ATTEND?
This informative session is well suited for ACH operations staff, compliance officers, audit staff, and anyone looking to gain insight into a commonly misunderstood ACH area.
TAKE-AWAY TOOLKIT
- Sample WSUD form
- Employee training log
- Interactive quiz
- PDF of slides and speaker’s contact info for follow-up questions
- Attendance certificate provided to self-report CE credits
Speaker: Jessica Lelii, Macha/PAR
Jessica Lelii serves as the Director of Education for Macha/PAR, whom she joined in November 2021. In this role, Jessica is responsible for providing payments education to members, overseeing certification and accreditation programs, developing relevant curriculum, and providing member support. Her areas of expertise include ACH, wire transfer, payments risk, faster payments, and government payments.
Jessica has worked in the financial industry since 2004. Prior to joining the Macha team, she held roles in branch and back-office operations, BSA/AML, EFT, and product management. Jessica obtained the Accredited ACH Professional (AAP) certification in 2019, the Accredited Payments Risk Professional (APRP) in 2022, and the National Check Professional (NCP) in 2024.