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2023 Compliance & Legal Conference

Wednesday, September 27, 2023, 9:00am
Thursday, September 28, 2023, 2:00pm




Learn to navigate complex laws and regulations impacting your credit union! Over the past year, there has been no shortage of regulations, laws and legal cases that have had a direct impact on New York's credit unions. The New York Credit Union Association's Compliance & Legal Conference will help you navigate these new developments.


Conference Agenda:

*Subject to change*

Wednesday, September 27

9:00am - 10:00am

Registration/Continental Breakfast (Chautauqua-Canandaigua-Saranac)

10:00am - 11:15am

HR Update
John Bagyi, Esq., Bond Schoeneck & King
Heading into the final year of President Biden's term and two years after the Democrats secured supermajorities in both houses of New York's legislature, labor and employment law developments continue to keep employers on their toes. This program will get you caught up on these developments and provide practical guidance on what they mean for your organization.
This year's legal update will address:

  • developments regarding accommodation of employees' sincerely held religious beliefs, pregnancies, childbirths and related medical conditions
  • DEI concerns in the wake of the Supreme Court's affirmative action ruling
  • new limitations on the use of noncompetition, confidentiality and nondisparagement agreements
  • what's on the horizon
  • much, much more

11:15am - 12:15pm

Weeding Through the Risks of Cannabis Banking

Terri Luttrell, Compliance & Engagement Director, Abrigo

As more and more states legalize marijuana and receive state approval for the cultivation of hemp, the question arises, "is your financial institution ready to provide services to these businesses?" What about hemp or CBD products? Cannabis-Related Businesses (CRBs) continue to pose heightened risks for financial institutions. Many institutions are successfully taking on these risks with approval from their regulators. In this session, we will update you on current legislation and recommend steps to take whether you intend to provide traditional banking services to CRBs.

12:15pm - 1:15pm


1:15pm - 2:15pm

A Primer on Third Party Due Diligence
Michael Heller, Associate, Messick Lauer & Smith P.C.
This presentation will discuss regulatory requirements for third party due diligence and what examiners are looking for in your third-party risk management program. We will also go over important contractual considerations when deciding between different third-party service offerings and dive into best practices for your approach to due diligence procedures, including how to better know your third-party vendors.

2:15pm - 3:15pm

CFPB "Junk Fees" and How Credit Unions Can Stay Out of Hot Water
Nicola Foggie, Chief Regulatory Officer, CrossState Credit Union Association

3:15pm - 3:30pm


3:30pm - 4:30pm

Mortgage Foreclosure Bill
Mitchell Pollack, Mitchell Pollack & Associates PLLC

5:30pm - 6:30pm

Reception (Appalachian/Adirondack)

Thursday, September 28

8:00am - 9:00am

Breakfast (Chautauqua-Canandaigua-Saranac)

9:00am - 10:00am

Covering Your Asterisk
Amy Wargo, Director Risk Management, CU Risk Intelligence
Launching a new product or service? Creating a new campaign? Compliance doesn't have to slow the process down. This session will cover how working together can shorten a product development cycle by incorporating compliance along the way. You'll learn what regulations apply to various product and marketing channels, tips to create effective compliant marketing and resources to streamline the process.

10:00am - 11:00am

GAP Refunds & Potential Liability
Mitchell Pollack, Mitchell Pollack & Associates PLLC

11:00am - 12:00pm


12:00pm - 1:00pm

Compliance and Examination Hot Topics: What Professionals Need to Know
Nicola Foggie, Chief Regulatory Officer, CrossState Credit Union Association
Take advantage of this opportunity to get caught up on compliance and examination hot topics to keep credit union compliance professionals "in the know." Hear from an industry expert with insights on pressing compliance issues and examination topics that are trending now! Get your compliance questions answered, interact with the speaker and your peers, leave with valuable perspectives and best practices.

1:00pm - 2:00pm

How's Your Security Fitness?: Emerging Technologies for 2023 and Beyond
Dean Marshall, EVP Compliance & Security, eScope Solutions Inc.
In a world obsessed with ransomware, phishing emails, and AI threats, credit union leaders are concerned about regulatory guidance and protecting member data. Are there tools that can potentially lower my risk from a cyber breach? Will those security technologies fit into our compliance program and protect the network for the next few years? This session will cover topics including:

  • Cyber Security Planning for Compliance and Security
  • Emerging Technologies in World of Cloud Computing and AI
  • Security Information Event Management (SIEM)
  • Endpoint Detection and Response (EDR)
  • Cyber Incident Review of a Real-World Hack


Conference Concludes
Travel Safely!


Location & Lodging:

Turning Stone Resort Casino
5218 Patrick Road
Verona, NY  13478


Tower King/Double Rooms: $199 per night


To Reserve Your Room:

  • Call (800) 771-7711 - Attendees should identify themselves with the New York Credit Union Association's room block to ensure that they receive the group rate.

All reservations will require a one night's room deposit (including applicable taxes and surcharges) or valid credit card to guarantee the reservation. 

Hotel Reservation Deadline: Monday, August 28, 2023




Who Should Attend: Credit union compliance professionals, credit union lawyers, including outside counsel, and credit union HR professionals


Educational Investment:

  • Credit Unions Up to $50 Million in Assets - $275 per person
  • Credit Unions Over $50 Million in Assets - $549 per person

The New York Credit Union Foundation is proud to support New York credit unions with up to $50 million in assets by underwriting this special rate on Association events. To learn more about the Foundation and its programs, click here.


Registration Deadline: September 15, 2023


Register to Attend


Bagyi.jpgJohn Bagyi, Esq., Bond, Schoeneck & King, PLLC
Recognized as one of the 500 Leading U.S. Corporate Employment Lawyers by Lawdragon, John counsels and represents employers on labor and employment issues helping them achieve and maintain legal compliance, while improving employee engagement and workplace productivity. John has also served as a guest lecturer at Albany Law School, the University at Albany, and the Lally School of Business at RPI and is a frequent speaker at national, regional, and state conferences, including the National SHRM Conference. He also serves as the General Counsel to the New York State Society of Human Resource Management.

John has been recognized by Human Resource Executive magazine as one of 200 of the Nation's Most Powerful Employment Attorneys and is AV Preeminent Rated by Martindale-Hubbell. He is also listed in New York Super Lawyers and has been listed in The Best Lawyers in America for labor and employment law since 2007, when he was the youngest attorney in New York State to be recognized. Most recently, The Best Lawyers in America named John the 2022 Albany Labor Law - Management "Lawyer of the Year."


Luttrell.jpgTerri Luttrell, Compliance & Engagement Director, Abrigo
Terri Luttrell is CAMS-Audit certified and has over 25 years in the banking industry, working both in medium and large community banks in the areas of compliance/fraud, commercial lending, and deposit operations. As an AML consultant, she has helped institutions develop BSA/OFAC programs to ensure all regulatory requirements are met and managed. She is part of a team of AML investigators for a large/cross-border institution, among other roles. Terri is currently Compliance & Engagement Director with Abrigo (formerly Banker's Toolbox).


Heller.jpgMichael J. Heller, Associate, Messik Lauer & Smith P.C.
Michael J. Heller is an Associate with the law firm Messick Lauer & Smith P.C. Michael's primary focus at Messick Lauer & Smith P.C. is providing guidance and expertise on contract terms for vendor contracts and agreements. In this capacity, Michael begins with an understanding of the client's business objectives and works with the client to ensure appropriate mitigation of risk to accomplish those business goals. Michael also assists clients with forming credit union service organizations (CUSOs) and lending services.


Wargo.jpgAmy Wargo, Director Risk Management, CU Risk Intelligence
Amy Wargo has spent almost three decades working with financial institutions to solve their compliance and operational challenges. She currently oversees the CU Risk Intelligence division of League InfoSight by supporting leagues in providing affordable high quality compliance solutions to their client credit unions. She is an experienced facilitator, compliance expert, auditor, and risk manager. She frequently works with leagues all over the U.S. as well as credit union executive teams and compliance professionals. Her expertise is deeply seated in financial institution operations, mortgage lending, process improvement, instructional design and compliance/examination assistance and support.


As a seasoned compliance expert in the credit union industry, she routinely speaks on industry challenges, hot topics/trends and reconciling examination/compliance deficiencies. As a sough-after and top-rated speaker, she has been featured at award-winning conferences including CUNA schools and league meetings. Her ability to communicate mobilizes audiences of all ages, from young professionals to seasoned board members.


Foggie.jpgNicola L. Foggie, Chief Regulatory Officer, CrossState Credit Union Association
Nicola Foggie is the Chief Regulatory Officer at CrossState Credit Union Association. Foggie works closely with the CrossState advocacy and compliance teams, helping the states of Pennsylvania and New Jersey credit unions navigate the complex state, federal, regulatory, and legislative landscapes. She also works with financial institution regulatory and governmental agencies to ensure credit unions are compliant, informed, and up to date on the latest industry changes.


Foggie holds certifications in credit union compliance expert (CUCE), bank secrecy act compliance  specialist (BSACS), and credit union enterprise risk management expert (CUERME). She also holds a B.S. Degree in Business Administration from Rider University and graduated with honors.


When Nicola isn't working, she is passionate about her family, friends, and community. In her spare time, she volunteers with an organization called the Jason Thompson Foundation. The Jason Thompson Foundation is dedicated to bringing awareness to heart disease, while creating healthy lifestyles for children and young adults by providing the resources and social support needed to live each day as active, heart-healthy individuals.


Marshall.jpgDean Marshall, EVP Compliance & Security, eScope Solutions Inc.
As a certified information systems security professional (CISSP), Dean has over 25 years of experience as a speaker, trainer and consultant. He has enabled many organizations to meet regulatory commitments and protect sensitive information. Dean consults and speaks on current cyber threats, testing of security controls and implementation of policy-driven safeguards. Dean focuses on security programs that address emerging risks, cloud computing, AI threats, and new technologies that can protect organizations, such as EDR & SIEM.

Dean actively volunteers as an EMT in his home district on Long Island. He is a Lieutenant safety officer and EMS instructor for the agency.



Thank you to our sponsor!

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Cancellation Policy:

A refund of the amount paid, less an $110 administrative fee per registrant, will be given for all cancellations submitted via email to events.training@nycua.org ten or more business days prior to the start of the session. No refunds will be granted if the cancellation is received after that time frame. Substitutes will be accepted any time prior to the start of the program at no additional cost. Simply email events.training@nycua.org, listing the new participant and who they will be replacing.


Event Code of Conduct and Protocols