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2023 IRA Workshops

Wednesday, September 20, 2023, 9:00am
Thursday, September 21, 2023, 4:00pm


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Retirement savings is no joke, and neither is our IRA Workshop. This informative session will provide you with everything you need to help guide your members through their retirement savings journey.


IRA Essentials

IRA Essentials gives attendees a solid foundation of IRA knowledge. Exercises are included throughout the day to help participants apply information to job-related situations. Attendees will leave this session able to work with IRA owners and process basic IRA transactions with confidence. No previous IRA knowledge is assumed. Attendees should bring a hand-held calculator.

Advanced IRAs

Advanced IRAs builds on the attendees' basic IRA knowledge to  address some of the more complex IRA issues that their financial organizations may handle. Previous IRA knowledge is assumed. The instructor uses real-world exercises to help participants apply information to job-related situations.


Introduction and Establishing IRAs

  • Identify the tax advantages of Traditional and Roth IRAs

  • Summarize the IRA opening document requirements

  • Explain the difference between primary and contingent beneficiaries

IRA Funding

  • Compare and contrast Traditional and Roth IRA eligibility requirements

  • Explain the regular contribution limit

  • Distinguish the regular contribution deadline

  • State the rules for prior-year contributions

  • Discuss the regular contribution reporting deadlines

IRA Distributions

  • Identify federal income tax withholding requirements

  • Recognize the exceptions to the early distribution penalty tax

  • Summarize the tax consequences of Traditional and Roth IRA distributions

  • Define a required minimum distribution (RMD) and the required beginning date (RBD)

  • Discuss the distribution reporting deadlines

IRA Portability

  • Differentiate between a rollover and a transfer

  • Distinguish between direct and indirect rollovers between IRAs and employer-sponsored retirement plans

Amending IRA Documents

  • Identify recent amendment guidance

  • Define plan agreement and disclosure statement amendment procedures

  • Describe a universal or "catch-all" amendment

  • List the amendment need for mergers, acquisitions, and forms provider changes

Required Minimum Distributions

  • Calculate a required minimum distribution (RMD)

  • Discuss the RMD rules

  • Explain the RMD reporting requirements

Beneficiary Options

  • Describe beneficiary distribution options when an IRA owner dies on or after January 1, 2020

  • Recognize the differences for the various beneficiary types

IRA Legal Issues

  • Recognize power of attorney (POA) issues

  • Understand the roles of a guardian/conservator for transactions

  • Identify and resolve abandoned property issues

IRA Withholding Requirements and Using the New Withholding Forms

  • List the possible penalties for failing to withhold

  • Explain the withholding notice and election requirements

  • Discuss how withholding is reported and transmitted to the IRS

  • Describe foreign withholding requirements

Conference Agenda:

*Subject to change*

Wednesday, September 20, 2023  
8:30am - 9:00am Registration/Breakfast
9:00am - 12:00pm IRA Essentials
12:00pm - 1:00pm Lunch
1:00pm - 4:00pm IRA Essentials Continues
Thursday, September 21, 2023  
8:30am - 9:00am Breakfast
9:00am - 12:00pm Advanced IRAs
12:00pm - 1:00pm Lunch
1:00pm - 4:00pm Advanced IRAs Continues


Location & Lodging:

New York Credit Union Association
4 Tower Place, 5th Floor
Albany, NY  12203


Suggested Lodging



Educational Investment:

  • Credit Unions Up to $50 Million in Assets
    • Full Conference Registrant - $275
    • Single Day Registrant - $139
  • Credit Unions Over $50 Million in Assets
    • Full Conference Registrant - $549
    • Single Day Registrant - $275

The New York Credit Union Foundation is proud to support New York credit unions with up to $50 million in assets by underwriting this special rate on Association events. To learn more about the Foundation and its programs, click here.


Registration Deadline: September 15, 2023


Register to Attend

LaLoggia.jpgFrank J. LaLoggia, LaLoggia Consulting, Inc.
Frank LaLoggia is the President of LaLoggia Consulting, Inc., a pension consulting firm that assists financial organizations with ongoing support in the creating, development, and marketing of their retirement plans offerings.

Frank coordinates and conducts pension seminars and training programs throughout the United States, including in-house IRA, HSA and employer retirement plan training. With over 39 years' experience in employee benefits his client list is impressive. He has assisted many leading financial organizations in the pension and financial services industries. Frank has achieved the designation of Deferred Compensation Specialist through Northeastern University's Center for Continuing Education and the National Retirement Plans Training Conference.

Thank you to our sponsor!

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Cancellation Policy:

A refund of the amount paid, less an $110 administrative fee per registrant, will be given for all cancellations submitted via email to events.training@nycua.org ten or more business days prior to the start of the session. No refunds will be granted if the cancellation is received after that time frame. Substitutes will be accepted any time prior to the start of the program at no additional cost. Simply email events.training@nycua.org, listing the new participant and who they will be replacing.


Event Code of Conduct and Protocols